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     FrontPage Edition: Mon 25 February 2008

ElderShield Supplements


ElderShield Supplements
Question No: 104 Question By: Dr Fatimah Lateef
To ask the Minister for Health following the implementation of ElderShield Supplements
(a) how many more eligible Singaporeans have signed up; and
(b) how much will it cost the Government in terms of expected payout.
Reply from MOH
The ElderShield severe disability insurance scheme underwent two major changes in October 2007.
First, the basic ElderShield was upgraded to provide a higher payout from $300 to $400 per month and a longer maximum payout period from 5 to 6 years. Second, ElderShield policyholders who prefer additional severe disability coverage can now purchase ElderShield Supplements, on top of the basic ElderShield.
Basic ElderShield and its Supplements are insurance schemes run by three private insurers (namely Aviva, Great Eastern Life and NTUC Income). They are actuarially- and commercially-structured and have to be fully funded by the premiums paid by the policyholders.
As at end-Dec 2007, there were about 790,000 ElderShield policyholders. 38,000 policyholders upgraded from the former basic ElderShield to the new basic ElderShield. There are 9 ElderShield Supplements and thus far, 14,000 policyholders have bought additional coverage through these Supplements.

Source: News 15 Feb 2008

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