13 Mar 2000

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Estimated population of Singapore citizens and permanent residents - 3,163,500 as at June 1998.

Chinese                     77%

Malays                      14%

Indians                     7.6%

Other ethnic groups 1.4%

Working Language: English

Other official languages: Mandarin, Malay & Tamil.

The weather TODAY: Showers in the afternoon mainly over northern, eastern and central Singapore.  High tide 8.37 am 2.2m  10.43 pm  2.2m    Sunrise 7.14 am Sunset 7.20 pm Moonrise  4.00 am  Moonset 4.19 pm   PSI: 34 (good) Temp: 24-33  degrees Celsius    

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Yesterday  Mar 2000  Feb 2000   Jan 2000   Dec 1999   Nov 1999  

   Currency Converter      Singapore Currency Notes      My E-mail

    Get For Me: Mid-Week Banking Column

     OPENING A SINGAPORE DOLLAR SAVINGS ACCOUNT

     There are two types of savings accounts:

     1. Passcard  (available at POSBank)

     2. Passbook

     For 1, you get a plastic card with which you can deposit or withdraw cash over the counter or through the ATM. You also get a monthly statement of account which details all your transactions. This is better than the passbook in the sense that no one can know how much you have in your account just by looking at your card. It also fits nicely into your wallet.

     For 2, you are issued with a passbook which you need to bring along every time you wish to make a withdrawal at the bank. Frankly speaking, there's no need to bring along your passbook for deposits because the counter staff can do a No-Book-Deposit for you. You can always update your passbook at any time you wish through the ATM machine or at the counter on another day. So if a bank staff requires you to show your passbook for a deposit transaction, just ask to speak to an officer and you will get your way.

     For both 1 & 2, you get to keep an ATM card which you can use to make withdrawals at ATM machines 24 hours a day. You also get a user ID and a password which you need in order to find out details about your account (eg balance) through the phone or on the Internet.

     Remember, in Singapore three banks belong to a network which allows member banks' customers to use ATMs of any of the member banks to make withdrawals or check balances. The three banks are OUB, UOB, and OCBC. However, please note that there is a charge of 30 cents for every transaction made at a bank other than your own bank. So if your bank is UOB and you make a withdrawal at an OCBC bank ATM nearby your home, you will be charged 30 cents for the transaction. DBS Bank and POSBank which previously belonged to the network but now have merged allow withdrawals only from DBS Bank or POSBank customers. There is no charge for the transaction.

     Of course, with a savings account you are paid interest on your balances in the account. The current standard is daily interest. Different banks offer different rates of interest, so shop carefully. Some banks are able to give more interest because they can lend out your money to other banks and financial institutions at a higher rate of interest. Some banks offer tiered interest which could mean you get  higher and lower rates of interest on your balances. Take for example, a bank may offer a two-tiered interest rate as follows:  First S$25 000  2%  Amount in excess of S$25 000  2.375%. This is to encourage you to place more money with them. Generally, finance companies offer a higher rate of interest, but being finance companies, they do not have the status of a bank and as such may not be as safe a place as a bank to deposit your money in. 

     The latest interest rates offered by some banks and finance companies in Singapore are listed in our INTEREST RATE SECTION. Check out the rates first before you open your account.

     To open a savings account, you need to bring along your passport or Identity Card and the initial deposit in cash, cheque or cashier's order. Oh, one other thing, queues at counters of foreign banks, such as Stanchart and HSBC, clear faster than queues at local banks. So, if you are always in a hurry, you know where you should open that savings account of yours.

 

NEW LAUNCH: G.K. Goh has announced the launch of their online stock trading site. Click GOHDIRECT.

COMING SOON: i-one.net to sell groceries online this month. Click i-One-Grocery for a preview.

COMING SOON: A new website which has an auction mall, shopping plaza and more. Click i-mall21.com for a preview.

COMING SOON: A new website IP3000.com which claims to have over 7 000 000 websites indexed, including Europe and Asia. It says it is the largest information and media search engine on the web. Click Internet Portal 3000 to get a preview now. 

POLL:  Do you like our new RED colour? Tell us. Click HERE.

NEW: New M1 shop opens at #B1-19/20 Paragon Shopping Centre. Other branches are at #B1-18-19 Tampines Mall and #01-16-17 West Mall.

NATIONAL SERVICE: Central Manpower Base (CMPB)  National service registration starts on Monday 31 Jan 2000 for all male Singapore citizens and permanent residents (PRs) born on or between 14 Jun 1982 and 12 Sep 1982, and ends on 10 Mar 2000. 

GET FOR ME:  Save the ACS (Anglo Chinese School) clock tower  An appeal for support.

BOOKS:  Top Ten KINOKUNIYA Bestsellers   Top Ten MPH Bestsellers   Top Ten BORDERS Bestsellers   Top Ten TIMES Bestsellers  Shows the top ten fiction and non-fiction titles sold at these bookstores last week.

SHOWS: Top Ten Shows  Features the current popular movies screened in local cinemas.  Movies  Lists the current movies showing in local cinemas.

GOVERNMENT: Singapore Government Website  Ministry Of Education  Police 

WHAT YOU SHOULD KNOW:  Low Lying Areas In Singapore  Lists the flood-prone areas in Singapore. Things you should know  Tells you things you need to be aware of. 

ANNOUNCEMENTS: We are now hosted with WEBVISIONS.COM.

EXPATRIATES: EscapeArtist.Com  The website on overseas living for international job seekers and expatriates.  ExpatSingapore  For expatriates planning to relocate to Singapore. Provides excellent information on Singapore.  ContactSingapore  Step-by-step guide to applying for a job, getting an employment pass, remuneration structure and corporate culture.

TOURISTS: Tourism Board  Tourist Arrival Statistics

USEFUL WEBSITES: AtoZasia.com  For jobs, properties, shopping, food and auctions. Catcha.com.sg  A Singapore search engine.

GET FOR ME: New Books

ON SALE NOW AT LEADING BOOKSTORES

Singapore: A Pictorial History 1819-2000

By Gretchen Liu

Price: S$61.70  (excludes shipping)

You may place your order with us at support@getforme.com.

The road shown on the front cover was Holloway Lane. It has recently gone the way of the Dodo and in its place is an open ground awaiting redevelopment. In the background is St Joseph's Church in Queen's Street.

The picture of the front cover of the book has been posted here with the kind permission of the publisher, Editions Didier Millet Singapore.

Search, discover and win S$500 cash. Every month.

Join Lycos Asia's online quiz at www.lycosasia.com.sg now.

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Copyright ©1999, 2000  All rights reserved

 

News Flash        

Today Thursday 2 Mar 2000

In Singapore

SingTel said yesterday that it was "surprised and shocked" by investment bank HSBC Holding's recent conduct in merger discussions with Cable and Wireless HKT.

Professor Shih Choon Fong, 54, a Singaporean who lived in the United States for 30 years, will be the new vice-chancellor of the National University of Singapore (NUS) from 1 Jun 2000.

OUB wants to set up "virtual" bank with its own unique systems and business plan.

Asia 

Tokyo: Japan's red-faced defence chiefs delayed the start of a new computer system yesterday after discovering that it had software developed by the killer cult that gassed Tokyo's subway in 1995.  

Around the world

San Francisco: The explosive growth of Internet sex -ranging from pornographic websites to steamy chatrooms- may be breeding people with uncontrollable sexual compulsions, according to a study.

Mount Morris Township, Michigan: A 6-year-old boy pulled a gun from his pants and shot a little girl to death in their first-grade classroom in front of their horrified teacher and classmates. An incredulous President Bill Clinton, after hearing about the shooting, said, "Why could the child fire the gun? If we have the technology today to put in these child safety locks, why don't we do it?"

Courtesy of The Straits Times

News updated by 8.00 am daily.

Singapore's water is clean and safe to drink from the tap. There is no need to boil it.

 

The Editor

Raymond Han

You can e-mail him at editor@getforme.com